Blog Posts in November, 2015

Don't Judge a Book by its Cover Part III: Tips & Cautions Regarding Life Insurance

(Life Insurance – An Extremely Valuable & Essential Financial Tool Too Often Used Inappropriately) When purchased properly from a competent insurance professional, life insurance can be the ultimate financial planning tool. It can be used to replace wealth that disappears due to accident, death, loss of earnings, decline in health, and taxes. It can also help fund charitable bequests, provide ...

Don't Judge a Book by its Cover Part II: Tips and cautions regarding Annuities

(Are Annuities a fantastic retirement vehicle or a bad investment promoted by zealous salesmen?) This is the second of a three part series on financial products that have been given a black eye by a few bad financial advisors who oversell products that are unsuitable or not properly designed. In the first article, we addressed the pros and cons of Reverse Mortgages. In article three, we will ...

Don't Judge a Book by its Cover: Tips & Cautions Regaring Reverse Mortages, Annuities, & Life Insurance

When you hear a financial advisor recommend a Reverse Mortgage, an Annuity, or Life Insurance, your first impulse may be to run for the hills. Your inclination is that these are bad products that cost too much and you recall reading many articles over the years about their negatives aspects. Although a few bad advisors over the years have given Reverse Mortgages, Annuities, and Life Insurance a ...